Top Personal Finance Apps for iPhone & iPad

Here are the top free and paid personal finance apps for the iPhone & iPad in the U.K., based on the number of downloads.

Free Apps

Rank App Details
1

PayPal: Mobile Cash

The improved PayPal mobile app is the secure way to send, receive, and access your money from almost anywhere.

With our improved app, you'll get the convenience you want, paired with the secure transactions you've come to trust from PayPal. Plus, there are no transaction fees when sending money to Friends and Family in the U.S. when you use your bank account or balance.

HELP KEEP YOUR FINANCIAL INFORMATION PRIVATE AND PROTECTED
You can get peace of mind you deserve with:
24/7 transaction monitoring
Secure encryption technology
Fraud protection
Fingerprint and two-factor authentication (activation required)

SEND MONEY TO FRIENDS AND FAMILY FOR FREE
It’s free to send money to Friends and Family in the U.S. using your bank account or PayPal balance. Settle up for your share of the bill, send a loved one the gift of money, or request money from a
friend with ease.

PAY FOR GOODS AND SERVICES WITH CONFIDENCE
Sending money to someone you don't know? With PayPal, you can send it with confidence. When selecting Goods & Services, your eligible send money transactions can be protected by Purchase Protection. Terms and Limitations apply. And, if the recipient doesn't have a PayPal account, can open one easily for free.

ACCESS YOUR BALANCE INSTANTLY WITH THE PAYPAL CASH CARD
Easily transfer funds from your bank to your PayPal account and access your balance with the PayPal Cash Card. Shop in-store, online or anywhere Mastercard is accepted. Plus, withdraw your PayPal funds at ATMs worldwide.

SEND MONEY TO PAYPAL ACCOUNTS AROUND THE WORLD*
We make it easy to send money internationally. Choose from a range of currencies to help maximize the value of your dollar with our competitive fees. Sender and recipient must have a PayPal account.
2

Monzo Bank

Monzo makes money work for everyone.

Instant spending updates. Smart budgeting. Great rates abroad.

We’re a bank, but we’re trying not to think like one. Open an account with us in minutes, and start getting to know your money better.

We’ve been busy for the last few years building the best current account in the world. Now more than 1,000,000 people use Monzo to manage their money and spend around the world. Download the app today to join them.

Manage your money

- Set spending targets
Set monthly targets for spending on things like groceries and going out.
- See an easy summary
See an overview of your account any time, with notifications if you’re spending too fast.
- Get instant notifications
Get a notification the moment you use your card, before the receipt finishes printing.

Travel easily

- Use your card anywhere
Monzo works all around the world, and you don’t need to tell us if you’re going away.
- Take out cash
Withdraw up to £200 every 30 days for free (there’s a 3% charge after that).
- Spend for free
We don’t add any fees or charges for spending with your card, and we don’t mark up the exchange rate.

Send money fast

- Pay people in seconds
Send bank transfers that arrive pretty much instantly.
- Set up Direct Debits and standing orders
Manage recurring payments from your app.
- Split the bill
Split through the app and we’ll do the maths for you.

Keep your money safe

- Stay in control
If you lose your card, freeze it in the app and get a new one quickly. (Or defrost it if you find it again.)
- Rest easy
We’re part of the FSCS, so your money is protected up to £85,000.

And more!
24/7 real-live human customer support
Fair and transparent overdrafts
Full Apple Pay support

What people are saying about Monzo:
“Monzo? It might just be the future of banking.” — The Guardian
“A bank for people who hate banks.” — Bloomberg
“Monzo is a bank designed for the world we live in today.” — TechCrunch
3

Barclays Mobile Banking

Barclays Mobile Banking app

HOW TO REGISTER
If you’re 16 or over and you have a UK-registered mobile number and a Barclays current account, follow the onscreen instructions. You’ll need the 16 digit number off your debit card and you’ll need to verify your identity with PINsentry or at a Barclays cash machine.

If you’ve got an activation code, follow the onscreen steps to register (you won’t need PINsentry for this).

After you’re set up, you’ll only need your 5-digit passcode to log in. Then you can set up Touch ID or Face ID to log in faster in future.

THE BENEFITS
• Log in quickly and securely when you set up access through Touch ID or Face ID
• Manage your personal, business and corporate accounts, including your Barclaycard accounts, and view your Barclays mortgage account
• See recent transactions and check your balances
• Make payments to new and existing payees, transfer money between accounts or transfer a balance to your Barclaycard
• Delete Direct Debits
• Set up, edit and delete standing orders using your app
• Join Barclays Blue Rewards and earn rewards just for banking with us
• Store your documents securely with Barclays Cloud It
• Find your nearest branch or cash machine
• Use Mobile PINsentry. It’ll take up to 4 days for this feature to be activated in the app while we complete some security checks
• Call us straight from the app to speak to an adviser
• No need to log in to lots of apps - view your current accounts held with other banks, safely and securely, in your app
• Our iPhone app has been accredited by AbilityNet – the charity that assesses digital services for accessibility

Terms and conditions apply. You must be aged 16 or over to use the Barclays Mobile Banking app.

FOR BUSINESS ACCOUNTS
You can only use the app if you’re a sole-signatory Barclays Business current account holder. You can’t register your Barclaycard business or corporate credit cards.

This app is provided by either Barclays Bank UK PLC or Barclays Bank PLC depending on the entity you may have contracted with for banking services. Please refer to your bank documents (terms and conditions, statements, etc) to confirm the legal entity that provides banking services to you.

Copyright © Barclays 2019. Barclays is a registered trade mark of Barclays plc, used under licence.

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322 Registered Office: 1 Churchill Place, London E14 5HP.

Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 122702).
Registered in England. Registered no. 1026167 Registered Office: 1 Churchill Place, London E14 5HP.
4

Lloyds Bank Mobile Banking

When it’s hard to find a moment for those small but important jobs, our app is here to help. It’s fast, convenient and more secure than ever, with built-in security technology to keep your banking details safe and private.

And since you’ve usually got your mobile on you, it’s the simplest way to do your everyday banking.

- Log on quickly and securely with Touch IDTM, Face IDTM or a 3-character combination from your memorable information
- Check your balances and pending payments
- View individual transaction details
- Transfer money between accounts, and make UK and international payments
- Pay your loan or credit card bill
- Pay in cheques
- Apply for loans, savings, cards and more
- Easily freeze debit card transactions, report lost or stolen cards and order replacements
- Reset your password or request a new PIN
- Update the your contact details
- Call us safely from the app – we’ll already know it’s you so can quickly connect you without the usual security checks.

GETTING STARTED
New to this app? Setting it up is quick and easy – you just need to register your device. For this you’ll need:
- An up-to-date phone number registered with us
- Lloyds Bank UK personal, Islands personal or sterling international account
- Internet Banking user ID, password and memorable information (you can create these in the app).

KEEPING YOU SAFE ONLINE
We use the latest online security measures to protect your money, your personal information and your privacy. This includes preventing connections from the app on devices that we think have been tampered with. As a Mobile Banking customer, you automatically benefit from our online and mobile banking guarantee: http://www.lloydsbank.com/security.asp

CONTACTING YOU
We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname and either the last 4 digits of your account number or the last part of your postcode '*** 1AB'. Any text messages we send you will come from LLOYDSBANK.

IMPORTANT INFORMATION
Mobile Banking is available to our UK personal (and some Channel Islands, Isle of Man and WorldWide Service) Internet Banking customers. Services may be affected by phone signal and functionality. Terms and conditions apply.

Everyday Offers is available to Lloyds Bank UK personal current account customers (excluding Basic Account holders) aged 18+ with a debit/credit card who bank online. Terms and con ditions apply.

Apple, the Apple logo,Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Touch ID requires at least iPhone 5s running iOS 10.0 or above or iPad (5th generation), iPad Pro, iPad Air 2, or iPad mini 3 (or later models). Face ID requires either iPhone X or later models, or iPad Pro with Face ID capability (2018 onwards).

Please note that features requiring the use of your device’s phone capability, such as Call us, won’t work on iPads.

When you use this app we collect anonymous location data to help combat fraud, fix bugs and improve future services.

Lloyds Bank plc (registered in England and Wales (no. 2065), registered office: 25 Gresham Street, London EC2V 7HN). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
5

Nationwide Mobile Banking

Stay in control of your finances at your convenience with our handy Mobile Banking App. To get started, all you need to do is download the app.

**Features**

Manage your money
• Set up and pay a new payee*
• Set up and amend standing orders
• See pending transactions for your current account(s)
• Report your debit and credit cards as lost or stolen
• Complete a balance transfer to your Nationwide credit card*
• Log in with Touch ID or Face ID** – Fast, simple & secure access to your accounts
• Transaction history – View the last 15 months' activity on your Current, Credit Card and Savings accounts plus 24 months of your mortgage payments
• Search transactions – Helps you track down a particular payment quickly and easily
• Payments and transfers – Send money to existing payees, now or on a future date
• Manage payments – View and cancel standing orders and Direct Debits
• Pay a contact using their mobile number – Send and receive money via Paym with just a mobile number
• Cash flow bars – Your monthly spending habits made simple and visual
• Quick Balance – See your balance without the need to log in
• Apple Watch compatible – Check your balances with just a flick of your wrist
• View your customer number and the contact details we have on file for you

Become a super saver
• Create Savings Goals – Stay motivated (and on track) as you watch your savings grow
• Impulse Saver – Quickly save without logging in, making it even easier to put some money away for a rainy day
• Your savings interest rate – See what you're getting back for what you’re putting away

Customise your accounts from your device
• Increase or decrease your credit card limit
• Text alerts and paperless settings – Sign up or amend your text alerts and cancel paper statements if you don't really need them
• Manage your overdraft – Increase/decrease your overdraft limit
• Apply for something new – Apply for a broad range of Nationwide accounts

*You'll need your card reader for added security
**Device and operating system compatibility requirements apply
6

NatWest Mobile Banking

Winner of the ‘Best Banking App’ at the British Bank Awards for 2017 and 2018, our award winning app is available to download for our Online Banking customers.

What you need to register
•You’ll need to be registered for Online Banking
•Your Customer Number, which is your date of birth followed by four random digits
•Your Online Banking PIN & password, which is what you use to log in online
•When logging in for the first time you’ll be asked to choose a mobile banking PIN, which is what you’ll use in the future

Key Features
•Log in using Touch ID or Face ID – there’s no need to remember any details when logging in. Available on a compatible iPhone or iPad.

•Personalised greeting – customise how your app greets you when you log in, morning, day or evening.

•Get Cash – visit a cash machine and withdraw up to £130 without your debit card – perfect if you’ve forgotten your wallet.

•Pay someone new without a card reader – all you need is their account number and sort code and you can send up to £500.

•Manage receipts – designed specifically for Business customers, capture images of your receipts and organise them by date or type.

Other important information about our app
•Get Cash allows you to withdraw up to £130 every 24 hours at any NatWest, Royal Bank of Scotland (in Scotland) or Tesco ATM, as long as it’s within your daily withdrawal limit. You must have at least £10 available in your account.
•Paying someone new without a card reader allows a maximum of five payments totalling £500 per day. You must be aged 16 or over.
•Paying your contacts allows a maximum of 20 payments totalling £250 per day. Pay anyone who has our app or is registered for Paym. You must be aged 16 or over.
•To cancel a Direct Debit from within the app, you have until 8:20pm (UK time) on the day the payment is due. At or after 8:20pm (UK time), the payment due on that day will have been taken and we will not be able to retrieve it.
•To cancel or amend a standing order from within the app you must give at least two working days notice.
•You can create one Travel Plan at a time, for a maximum period of 90 days, that includes up to seven countries. Each country needs to be registered separately. The Travel Plan will apply to debit cards only, attached to accounts that are managed via mobile banking, and only in your name. Joint account holders should register separately.
•Managing your receipts is available to Business Banking customers only.
•Standard data charges may apply – contact your network operator for details.

To enjoy all of the features that our app offers, you will need to accept the following permissions:
•Network communication for connectivity
•Your location to find your nearest cash machine or branch
•Access to your contacts list to allow you to Pay Your Contacts

By downloading this application, you are accepting the terms and conditions which can be viewed at natwest.com/mobileterms. We recommend that you save or print a copy of the terms and conditions and privacy policy for your records.
7

Santander Mobile Banking

**After our next update, Santander Mobile Banking will no longer work on iPhones or iPads running iOS 9.3.5 or below. If this applies to your device, please update to iOS 10 or above to continue using the app.**

Use Touch ID, Face ID or your security details to quickly and safely access your Santander accounts in one place. Pay your bills, your friends and your mobile contacts with ease.

Manage your accounts
•See your running account balances and transaction history
•Check pending transactions for your Credit Card
•Information about your Santander products helps you make the most of your money

Quick, easy payments
•Move money between your Santander accounts, or pay somebody else
•Pay somebody using just their mobile phone number through Paym
•Manage your Direct Debits and standing orders
•Share payment confirmation through email, SMS or your messaging apps

Your money, your way
•Choose your Retailer Offers and get cashback at top retailers, just by spending on your Santander credit or debit card
•View alerts you’ve set up to help keep you informed
•Set up the Quick Balance widget on your device’s Today View, and see the balance of your chosen account without having to log on to the app.
•Use your app to authorise purchases made online.

BEFORE YOU START
You’ll need to make sure that we know your current UK mobile number, so that we can send you One Time Passcodes. Once that’s done, it takes just a few minutes to get started with Mobile Banking.

•Open the app and enter your Online Banking log on details
•We’ll send you a One Time Passcode (OTP) by text message
•Enter the code into the app and we’ll register your device
•We’ll then ask if you want to set up Touch ID or Face ID to log on.
And that’s it, you’re in!

IMPORTANT INFORMATION

Never share a One Time Passcode (OTP) with another person. Not even a Santander employee.
Never download software or let anyone log on to your computer or devices remotely following or during a cold call.
Never enter your Online Banking details after clicking on a link in an email or text message.

All interest and Retailer Offer rates within our App Store images are for visual purposes only and may not be indicative of our actual rates.

(English language only)

Santander Mobile Banking will not run on devices that have been jailbroken.

Please make sure you have the latest Apple software on your phone so that our app runs smoothly. Your device will need to be running iOS version 9.0 or above in order to use this app. If you are unable to update to this version, please log on to Santander Online Banking to access your accounts.

Apple, Touch ID and Face ID are trademarks of Apple Inc. registered in the US and other countries.

Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.
8

Halifax Mobile Banking

Our Mobile Banking app can do everything you’d expect, maybe a little extra. And you can use it whenever and wherever you want. So you can crack on if you’re on the bus, at work, or simply can’t tear yourself away from the telly.

THE BASICS
- Sign in quickly and securely with Touch ID, Face ID or a 3-character combination from your memorable information
- Swipe easily to see balances and statements
- View details of individual transactions
- Check money coming in and going out
- Make transfers and payments (it’s so easy)
- Manage your standing orders and view direct debits
- Pay your loan or credit card bill
- Pay in cheques
- Set up new payees or pay your phone contacts.

A FEW EXTRAS
- Earn as you spend with Cashback Extras
- Apply for loans, savings, cards and more
- Call us safely from the app – we’ll already know it’s you so can quickly connect you without the usual security checks.

STAY SAFE
- Freeze card transactions if you’ve temporarily misplaced your debit card or want to restrict how it’s used
- Report lost or stolen cards
- Order replacement cards and PINs
- Reset your Online Banking password
- Update the contact details we have for you.

GETTING STARTED
New to this app? No problem. Just register your device and you’re ready to go. For this you’ll need:
- An up-to-date phone number registered with us
- Halifax UK personal account
- Online Banking username, password and memorable information (you can create these in the app).

KEEPING YOU SAFE ONLINE
We do all we can to protect you online. This includes preventing connections from the app on devices that we think have been tampered with. We also have an online banking guarantee: http://www.halifax.co.uk/aboutonline/security/

CONTACTING YOU
We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname and either the last 4 digits of your account number or the last part of your postcode '*** 1AB'. Any text messages we send you will come from Halifax .

IMPORTANT INFORMATION
Mobile Banking is available to our Online Banking customers with a UK personal account. Services may be affected by phone signal and functionality. Terms and conditions apply.

Please note that features requiring the use of your device’s phone capability, such as Call us, won’t work on iPads.

When you use this app we collect anonymous location data to help combat fraud, fix bugs and improve future services.

Touch ID requires at least iPhone 5s running iOS 10.0 or above or iPad (5th generation), iPad Pro, iPad Air 2, or iPad mini 3 (or later models). Face ID requires either iPhone X or later models, or iPad Pro with Face ID capability (2018 onwards).

Apple, the Apple logo, iPad, iPad Air, iPad mini, iPad Pro, iPhone, Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Cashback Extras is available to Halifax bank account customers (excluding Basic Account holders) aged 18+ with a debit/credit card who bank online. Terms and conditions apply.

Halifax is a division of Bank of Scotland plc. This app and Mobile Banking are operated by Bank of Scotland plc (registered in Scotland (No. SC327000) Registered office: The Mound, Edinburgh, EH1 1YZ). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
9

Cash App

It’s Friday. You wake up to a $15 Cash App notification. A pal paid you back for that pizza you shared. Your balance now reads $172.30.

You use your new money to get $1 off coffee with your personalized Cash Card. You even hit up the ATM after.

5PM. Direct deposit hits. Do you buy Bitcoin, or do you cash out instantly to another bank? With Cash App, you decide.

SAFE
Protect payments with Face ID, Touch ID, or a passcode

FAST
Make your first payment within minutes

FREE
Sending money costs nothing, and we’ll mail you a free debit card within a week
10

HSBC UK Mobile Banking

Designed especially for our UK customers, the HSBC UK Mobile Banking app lets you manage your money on the go easily and securely.

• Log on quickly and securely with Face ID and Touch ID
• See your accounts, transactions, standing orders and Direct Debits at a glance
• View and download your statements
• Send money to new payees using their bank details or phone number (Paym)
• Transfer money between all your eligible worldwide HSBC accounts
• Deposit a cheque
• Block your card temporarily

If you have HSBC accounts outside of the UK, please also download the HSBC Mobile Banking app to manage your global accounts.
HSBC is committed to providing digital applications that are accessible to all its customers. We take this responsibility very seriously; accessibility will continue to be a major consideration as we develop the app, and improvements will be delivered in future updates.

If you are not yet a Digital Banking customer, you will need to register for UK Digital Banking in order to use the HSBC UK Mobile Banking app.

Terms and conditions apply.


Rank App Details
1

Pennies – Budget and Expenses

Keep track of your spending and save money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. Winner of Apple's ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people.

••• Read the reviews and see what people are saying •••

"The easiest and simplest budgeting app ever"
"Been using it everyday for a year now - and my bank account shows it!"
"The perfect, simple budgeting app that actually helps me save"
"Life Changing"
"You need this app!"


••• MAIN FEATURES •••

> HELPS YOU KNOW HOW MUCH TO SPEND
Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow.

> HELPS YOU SAVE MONEY
Should you spend or should you save? Pennies shows your spending and finance health with bold colors, helping you slow down or speed up your spending to keep you on track.

> MORE PERSONAL THAN ANY OTHER BUDGETING APP
Pennies offers you weekly, monthly, bi-weekly, twice-monthly, custom and one-off budgets, that start on any day you want. No other budgeting app gives you this much flexibility to create budgets that work perfectly with your lifestyle.

> INSTANTLY SYNC VIA ICLOUD
Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you.

> AS MANY BUDGETS AS YOU NEED
Have more than one budget that you want to keep on top of? No problem, there's no limit to how many budgets you can set up.

> FLEXIBLE EXPENSES
Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money.

> MULTIPLE CURRENCIES
Use any currency in the world for individual budgets.

> TRANSFER BETWEEN BUDGETS
Easily transfer money between budgets with a single click.

> SUPER SIMPLE, SUPER QUICK
Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know.

> 3D TOUCH SUPPORT
Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+

> TODAY WIDGET SUPPORT
Head to the Today view in Notification Center and add Pennies Today, you'll get a handy view of your daily budgets, and with a single tap you can view them in Pennies.

> BUDGETS ON ALL YOUR DEVICES
Pennies comes ready to install on your iPhone, iPad and your Apple Watch, so you can keep your budget with you wherever you go!


Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It's personal finance made easy, it’s your money made simple.

Pennies is friendly, bold and unbelievably easy to use, giving you the freedom to manage your budgets and spending in any way that suits you. It's all about keeping things easy and flexible so you can get on with having fun, spending what you want, and saving money at the end of the month.

So, start budgeting how you want, when you want, without any worry. Start using Pennies today!

If you enjoy using Pennies please rate the app! If you have any feature requests I'd love to hear them. If you want to send me chocolates and roses, that's cool too.

Check out Pennies in action: http://www.getpennies.com
Follow Pennies on Twitter – https://twitter.com/PenniesApp
Contact me – hello@getpennies.com
2

Account Tracker

Apple "New apps and games we love" (on the Mac), March 2017

Apple "Staff Favourite" in the UK (on iOS), Jul/Aug 2010

Account Tracker is a powerful personal finance app that helps you track spending and monitor balances across multiple accounts. Its clean, intuitive user interface, and features such as alerts, bill reminders, budgets, reports and full multi-currency support, make it easy to take control of your finances.

If you like it there is now a PRO version, adding support for automatic backups, database syncing, 3D Touch, Apple Watch, enhanced transaction searching, split screen multitasking, and more. If you already have Account Tracker, use the upgrade bundle to get a discount!

Also check out Account Tracker for Mac, now available on the Mac App Store! It requires Account Tracker PRO (to sync over iCloud or Dropbox), and macOS Sierra (10.12) or above.

ACCOUNTS
- Track multiple accounts: checking, current, savings, credit cards, loans/mortgages ... etc
- Separate your accounts into groups, e.g. personal vs business accounts
- Enter your recurring transactions using calendar-based repeat intervals, e.g. every 2 weeks, the last Friday of every month ... etc
- Quickly and simply enter one-off transactions as they happen
- Reconcile your account data with your statements
- While it is useful to see where your money goes, you can also look FORWARDS, showing all of your future commitments
- Alerts if an account is likely to go overdrawn or hit its overdraft limit

BILLS
- Enable reminders for non-automatic transactions, e.g. bills that you have to pay manually
- View all transactions with reminders set
- Alerts to tell you when these transactions are due

BUDGETS
- Add budgets per category for spending, income and transfers across individual or multiple accounts
- View these as daily, weekly, fortnightly/biweekly, monthly, yearly or custom dates
- Monitor your transactions against the goals you set

REPORTS
- Detailed reports to really understand your financial position
- Account balance over time, cash flow, spending by category or payee detail, income by category or payer and transfers by category
- View these as daily, weekly, fortnightly/biweekly, monthly, yearly or custom dates
- Export or print reports as PDF files

DATA, BACKUPS AND SYNCING
- Import historical transactions or bank statements from a CSV file
- Export account statements, budgets and reports in CSV format for offline processing, e.g. in a spreadsheet
- Local backup and restore on your device, plus transfer of backups by email, AirDrop, iTunes file sharing, iCloud and Dropbox
- PIN code protection, plus Touch ID and 1Password integration

PLUS
- Full multi-currency support, per account and per transaction
- The default currency is the one local to your device, but this can be overridden
- Supports sub-categories and splitting a transaction across multiple categories/subcategories
- Universal, Retina enabled app that works on the iPhone, iPod Touch and iPad - buy once, use it on ALL of your devices
- In-app user guide

SUPPORT
Please don't leave support requests on the AppStore as these are anonymous and I have no way of contacting you if I have questions. Instead there is a link to my support page from the AppStore and from the app itself (or simply go to http://grahamhaley.co.uk/accounts/).

Alternatively, contact me directly via my support pages and you will get a quick response.
3

Settle Up - Group Expenses

Are you a group of friends, co-workers or roommates who occasionally share expenses? Settle Up keeps a running tab between you and your friends and you will never have to fight over shared bills again.

Track and share expenses in this most intuitive and fun finance app.


Features:

- cloud sync! (but also works fully offline)
- user friendly interface
- focus on user experience
- stylish flat graphics
- save locally snapshot of a bill and send it to group members by email
- even and uneven split for payments
- support multiple currencies in the same group - you can always make payment in any currency you want
- all world currencies available including currency manager
- show debts in one currency
- automatically download currency rates from internet - manual set also available
- translated to 17 languages
- integrated contacts from your iPhone
- possibility to have multiple groups and switch between them
- the app will show you who owes what to whom - proposal of transactions to settle debts
- transaction tolerance - helps to eliminate transactions of small value by rounding off the amount according to your settings
- lower number of required transactions to settle debts among a group of friends
- settle up debts
- payment Log

Feel free to contact us at settle-up-ios@googlegroups.com if you have any problem or question.
4

Home Budget Plan Pro

'Home Budget Plan' shows you where you are spending your income each month, and makes it Easy to Plan Your Budget. Plan for the future with 'Home Budget Plan'.

√ Record your monthly household expenditure
√ See if you are overspending, and if so by how much
√ Identify areas to cut back
√ Analyse your expenditure to see where the money goes
√ Customise the Groups & Categories to suit your own circumstances
√ includes Secure Entry function to keep your finance details secure

◆ This app is part of the MoneyBudgie Finance Tracking Bundle.
- All 4 Apps work together to help you get in control of your finances. For example, stick to your budgets planned with this App by tracking your expenses using the Budgets-Expense Tracker App.
5

My Weekly Budget - MyWB

My Weekly Budget® (MyWB) can help you keep more money in your pocket. Save money with this real-time budgeting app! It is SIMPLE - but powerful, MyWB is the easiest way to keep track of your spending and take control of your personal budget! MyWB allows you focus on a budget target for the current week and helps you focus on your day to day spending. Tracking your spending on MyWB and using it daily is all you need to stay within your spending budget, allowing you to save money over time! It is easy to use, incredibly straight forward! This app helped many people save money!

How to use My Weekly Budget® (MyWB) :
1. Select the day of the week you would like as your start day
2. Set yourself a budget target for the week
3. Enter your spending with a uniquely simple, straight forward interface
4. Instantly see your spending compared to your budget

Additional MyWB features include:
• Snapshot of how much of your budget you have used
• Ability to review your spending patterns - find out where your money is going!
• Ability to export your spending information from MyWB to other applications on your computer or via email
• View full History of your spending, sortable by date, price, alphabetically, or even group similar items together

At the end of each period, a brief summary is presented showing how well (or badly?!) you have done against your spending target. Any money not spent may be carried over to the next period, so you can reward yourself with higher spending or choose to save it for a rainy day! Any money you received (birthday presents, cash-back on a pair of shoes you returned etc.) may also be added to your current period's spending plan if you choose.

This personal finance app is easy to use and easy to understand, and yet allows you to customize features to match your budgeting needs.

MyWB is flexible and can be customized to fit your personal spending habits:
• Create your own spending categories
• Supports all international currencies
• Select your preferred date format
• Create a list of your Favorite Categories
• Add/Delete and Search your Categories

My Weekly Budget® (MyWB) can help anyone save money, including:
+ Anyone living on a budget
+ Anyone looking to save money
+ Teens
+ College Students
+ Professionals
+ Couples
+ Seniors

My Weekly Budget® (MyWB) is the easiest way to keep track of your spending and take control of your personal budget!
6

DataMan Pro

Your superweapon against overage. DataMan Pro lets you know how you used data, every hour, every day. And with smarter forecasting, it helps you stop wastage too. So you can maximize your data plan.

Suggested Usage. Based on your usage trends, you'll get intelligent suggestions for how much data you can use right now while avoiding overage.

Smartest Forecast. The most accurate Forecast predicts if you'll stay within your data cap. And tells you in brilliant colors.

Siri Shortcut. Get your usage forecast just by asking Siri. Plus automate tasks, like turning cellular data off, in Shortcuts app.

Data Widget. Instantly check your usage at any point from any screen. Just swipe to view the glanceable widget.

watchOS App. Designed for Apple Watch to quickly show your most important stats in Complication and Dock.

Real-Time Hourly Stats. Your latest statistics are retrieved directly and immediately from iOS. No more waiting for your carrier to update.

Beautiful Design. Simply gives the key stats you need most in an incredibly clean interface. It's so easy to track your data usage.

Additional features include:
・ Track cellular (LTE/4G/3G) and Wi-Fi
・ Use your stats in custom shortcuts
・ Push usage alerts to Notification Center
・ Monitor activities with Stopwatch widget
・ Map where you used data
・ Red percentage badge on app icon
・ Compatible with all billing periods
・ Support Rollover / Carryover data
・ Hourly and daily history
・ Four custom alert thresholds
・ Work with all carriers
・ Private and Secure - no VPN, no login

"Yields extremely valuable info and alerts" NYTimes
"The app every iPhone owner should have" SlashGear
"Keep accurate tabs on your data usage" Macworld
"Powerful and easy-to-use data tracker" 9to5Mac
"Best way to monitor your data cap" AppAdvice
"Never worry about your data limit again" Cult of Mac
Featured on USAToday, TIME, Guardian, ZDNet, TNW, iMore and many more.

# Checkout DataMan Pro for iPad too.
7

My Weekly Budget+ (MyWB+)

MyWB+ can help anyone save money, college students, couples, anyone living on a budget! Designed with simplicity in mind, includes Sync between iPhone/iPad, budget for 1 or 2weeks, half-month, monthly. It only takes a few seconds to use this app and to stay on top of your budget!

My Weekly Budget®+ (MyWB+) is the easiest way to keep track of your day to day spending and take control of your personal spending budget!

How to use My Weekly Budget+

1. Select your budget period (Weekly, Bi-Weekly, Half Month, Monthly), choose the date to start your budget
2. Set yourself a budget target for that timeframe
3. Enter your spending with a uniquely simple, straight forward interface
4. Instantly see how your spending affects your budget

Additional MyWB+ features include:

• See how much of your set budget you have at any given time
• Ability to review your spending patterns- find out where your money is going!
• Syncing between devices using iCloud
• Designed and optimized for both iPhone and iPad, a universal app!
• Easy to move your data from MyWB to MyWB+
• Ability to export your spending information from MyWB+ to other applications on your computer via email
• View full History of your spending, sortable by date, price, alphabetically, or even group similar items together

At the end of each period, a brief summary is presented showing how well (or badly?!) you have done against your spending target. Any money not spent may be carried over to the next period, so you can reward yourself with higher spending or choose to save it for a rainy day! Any money you received (birthday presents, cash-back on a pair of shoes you returned etc.) may also be added to your current period's spending plan if you choose.

MyWB+ is completely customizable:

• Customizable spending categories that fit your spending habits, create your own categories too!
• Budgeting periods of 1 Week, 2 Week, Half-Month or 1 Month!
• Supports all international currencies - define your own custom currency formats
• Select your date format
• Create a list of your Favorite Categories
• Add/Delete/Arrange your Categories

Use MyWB+ for a more complete spending budget tool. Keep money in your pocket and save money with this real time budgeting app! It is easy to use, straight forward and flexible enough to work for your lifestyle.

My Weekly Budget®+ can help anyone save money, including:

+ Men
+ Women
+ Teens
+ College Students
+ Professionals
+ Couples
+ Families
+ Seniors
+ Anyone living on a budget
+ Anyone looking to save money
8

Loan Calculator +

*** Featured by Apple as 'What's Hot' ***

Loan Calculator has one aim - To SAVE YOU MONEY on your loan!

If you're taking out a loan, looking to organise your loans, or want to pay off your loan early, then this is the perfect app for you.

Try out various 'What-If' scenarios and quickly see how extra payments can save you a whole lot of time and money. You can enter any number of Monthly, Yearly or One Off extra payments, at any period during the loan. Then watch the total length and cost go down. You may be surprised by just how much!

Easily visualise your cost savings in the simple and interactive charts. Just slide your finger along to see the costs for each year.

5-Stars - "...beautiful, simple graphs which make tricky decisions a whole lot easier."

5-Stars - "...really helped me to compare the different loan deals"

*** Features ***
--------------------
Visualise loan costs in simple, interactive charts:

√ Organise any number of loans
√ Support for mortgages, car loans, credit cards and many more
√ See money saving effect of regular or one off Extra Payments
√ Variable Rates support
√ Calculate the 'True Cost', by including Tax, Insurance etc
√ Email a PDF or HTML of the loan details
√ Takes into account PMI for mortgages
√ Monthly breakdown of costs (Amortization)
√ Full support for fixed 'Initial Rates' e.g. interest free for 6 months
√ Try out various 'What-If' scenarios
√ Charts allow easy visualisation of the costs
√ Make an informed choice by comparing loans
√ Extra payments can 'Reduce Term' or 'Reduce Payments'
√ Support for 'Repayment' or 'Interest Only'
√ Set of quick calculators for instant answers
√ Backup & Restore via Dropbox
√ Passcode protection
√ Elegant, simple and powerful user interface
9

My Currency Converter Pro

My Currency Converter Pro is the simplest, most beautiful currency converter you'll ever find. It supports over 150 different currencies from all around the world, ranging from the US Dollar to the Colombian Peso! It even supports BitCoin, LiteCoin and Dogecoin! If you're travelling, this really is a great app to use - you can find out how much your currency is worth in just a few short moments, even if you aren't connected to the internet!

FEATURES
- Over 150 currencies supported.
- One of the first converters to support BitCoin, LiteCoin and Dogecoin!
- Incredibly simple interface
- Exchange rates are updated automatically - you don't have to do anything!
- "Switch" button to invert the currencies
- Converts as you type (no need for a "Convert" button!)
- Uses 3 decimal places for greater accuracy!
- Find the current exchange rate of what you're converting.
- Optimized for iOS 11, including iPhone X!
- Apple watchOS 4 support!

"The beautiful part about this app is the pure simplicity of it." - AppPicker.com

Let us know if you have any comments or feedback! It's similar in nature to XE currency converter, but offers a lot more.
10

Weple Money Pro

Because they are people who do not use household ledger very often, we have analyzed people who do not use it. While it is good to manage perfectly all things in the real world, it is still difficult for the system to automatically do that. As such, people have to directly and manually manage and adjust it.

That is why people think that maintaining a housekeeping book is very difficult and cumbersome. We made this for such users.
Do not think that complex functions are difficult. Gradually start maintaining a housekeeping book with Weple Money. We can also do it. We will cheer you on.
We hope that a small change will come your way with Weple Money.

Rankings are taken directly from iTunes.